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What is a smart card reader & terminal

Smart card reader, also known as smart card terminal, such as point of sale terminal, credit card terminal, it is a device that can be operated with smart cards to obtain card information and perform a transaction.

Smartcard reader types
Depending on the types of smart card, smart card readers can be divided into contact, contactless, dual interface card reader.
Typically, a reader interfaces with a PC for the majority of its processing requirements. The main means of communication with a USB port, smart card readers with RS232 interface still has a certain number of users.

Contact & contactless smart card reader
Contact reader basically followed ISO7816 international standard and the contactless card reader followed ISO14443 interface standard.
The contact smart card reader requires a physical connection with the cards, such as inserting the card into the reader. There are many applications use this common reader type such as ATM, ID and Stored Value. There two main features of this reader type: one is secure because of its card-to-reader communication, the often supported standard of this type is ISO 7818 T=0; The other advantage is speed, some can be up to 848kbps, such as this Smart Card Reader SYNCOTEK SK-285P.


The contactless smart card reader can reader cards with a radio frequency that communicates when the card comes close to it. Many contactless readers are designed specifically for Payment, Physical Access Control and Transportation applications (like retail POS, banking, supermarket payment). The dominant protocol under the ISO 14443 is MIFARE, followed by the EMV standards. This contactless smart card reader terminal SYNCOTEK SC-600P also supports ISO14443 Part 4 Type A and B cards and MIFARE series and it has built-in antenna for contactless tag access, with card reading distance of up to 50mm(depending on tag type).

There are two types of readers associated with industrial applications, one is financial IC card reader, not only need tocomply with the relevant industry standards PBOC2.0, but also need to meet the relevant international organizations standard EMV (Europay, MasterCard, VISA).The other one is highway read and write IC cards, including IC card ETC OBU intwo-piece on the (national highway fees) related to the reader, at the highway toll lanes (including unattended Lane). Strictly speaking, the national highway IC card reader, such as the bus public transportation card reader, is actually an electronic wallet deductions terminal (corresponding POS machine), in line with national financial standards.

TAG:   smart card reader card reader

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